You agree to the privacy policy below, and the Privacy Policy for Substack, the technology provider.

Publisher Privacy Policy

This Publisher Privacy Policy explains how Let’s Talk Risk! collects, uses, and handles personal information you choose to share in connection with this publication.

Information we collect

If you subscribe to Let’s Talk Risk!, contact us, complete a survey, or otherwise engage with the platform, we may receive personal information such as your name, email address, subscription status, survey responses, and any other information you choose to provide.

Paid subscriptions are processed through Substack and its payment providers. Let’s Talk Risk! does not directly process or store your full payment card information.

How we use your information

We may use your information to:

  • deliver newsletter emails and publication updates

  • manage free and paid subscriptions

  • respond to questions, messages, or feedback

  • improve the content, subscriber experience, and overall platform

  • understand reader interests and engagement

  • communicate about subscriber benefits, events, surveys, or related offerings connected to Let’s Talk Risk!

Surveys, referrals, and analytics

Let’s Talk Risk! may use surveys, referral features, and analytics tools made available through Substack or other service providers to better understand audience interests, improve the platform, and support growth.

Sharing of information

Let’s Talk Risk! does not sell your personal information.

Your information may be shared with service providers or platform partners as needed to operate the publication, process payments, analyze engagement, or support related business operations. This includes Substack and other tools used to run the platform.

Data retention

We retain personal information for as long as reasonably necessary to operate the publication, comply with legal obligations, resolve disputes, and enforce our agreements.

Your choices

You can unsubscribe from emails at any time using the unsubscribe link included in each email. You can also manage your subscription settings through your Substack account.

If you have questions about this Publisher Privacy Policy, or would like to request deletion of personal information you have provided directly to Let’s Talk Risk!, please contact:

naveenagarwalphd@substack.com

Updates to this policy

This Publisher Privacy Policy may be updated from time to time. The latest version will always appear on this page.